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Many clients ask, "why is the Replacement Costs on my Home Insurance more than what I paid for the Home and Land together. While a replacement cost valuation is based on what you would have to pay to rebuild your home in today's market conditions, actual cash value (ACV) is the cost If you're planning on moving to Kansas City (Or already here) and need help finding the PERFECT Home, get in touch with me!
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In the insurance market there has been a huge discrepancy between what the house is insured for or should be insured for When it comes to homeowner's insurance, its important to know the difference between replacement cost and market value.
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